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Homes for Sale in St Pete Beach Foreclosures

August 24, 2009 by Deborah Ward & Assoc Leave a Comment

If you are looking for foreclosures in St. Pete Beach, FL you’ve entered the picture at the right time. Typically the best investment or first home opportunities arise out of the misfortune of others. But having an understanding of foreclosure terms will help you work with your Realtor to choose the St Pete Beach foreclosure property that best suits your needs.

  • Pre-Foreclosure – the foreclosure process begins when a borrower defaults on loan payments and the lender files a public default notice, called a Notice of Default or Lis Pendens. Buying a property in pre-foreclosure involves approaching the owner and offering to buy the property outright.
  • Auction – if the loan is not reinstated by the end of the pre-foreclosure period, potential buyers can bid on the property at a public auction. Buyers often are required to pay in cash at the auction and may not have much time to research the title and condition of the property beforehand; however, a public auction often offers some of the best bargains and avoids the unpredictability of dealing directly with the owner.
  • Bank-owned – if the lender takes ownership of the property, either through an agreement with the owner during pre-foreclosure or at the public auction; the lender will usually want to re-sell.

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Filed Under: Homes for Sale St Petersburg, St Pete - Waterfront Condos, St Pete - Waterfront Homes, St Pete Beach Real Estate, St Pete Foreclosures Tagged With: foreclosures, homes for sale, st pete beach, St Pete Foreclosures, st petersburg beach

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Deborah Ward & Associates

Keller Williams Realty Suncoast
263 Corey Ave
St Pete Beach, FL 33706
Phone: 727-216-9247
Fax: 727-474-9069
Email: info@DeborahWard.com

The Deborah Ward and Associates team specializes in Clearwater, Largo, Seminole, Clearwater Beach, Sand Key, Belleair, Dunedin, St. Petersburg, and St. Pete Beach Florida real estate, serving buyers and sellers with a focus that is rarely found in the real estate world!

Deborah Ward and Associates, Keller Williams Realty St. Pete
727-216-9247

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